About our algorithms

CreditScorer has the most comprehensive database of UK corporate performance which is updated daily from numerous sources. Our risk scoring models have been developed by analysing the data from every UK business, both incorporated and unincorporated, including all instances of insolvency and financial distress.

Our dynamic 'CScore' risk scoring algorithms are tailored to specific company types and sectors and take into account changing macro-economic and monetary conditions.

Key benefits

• Highly predictive of financial distress
• Built to Basel II compliance standards
• Algorithms can be applied to the whole UK population (Generic)
• Algorithms can be tailored to specific portfolios (Advanced IRB)
• The dynamic nature of the models facilitates stress testing
• CScore diagnostic support generates a score breakdown for each company
• Score performance monitoring

Clients include: Credit services, commercial lenders and B2B trade credit providers.